Tangerine is a dynamic non-bank financial services brand on a mission to empower individuals and businesses across Africa to live financially secure lives. Leveraging cutting-edge technology, data-driven insights, and a deep understanding of customer needs, Tangerine delivers seamless solutions in Insurance, Pensions, and Health—three pillars of long-term financial stability.
Tangerine Africa emerged from the strategic acquisition of one of Nigeria’s oldest insurance firms, Law Union & Rock Insurance. What sets Tangerine apart is its ability to merge industry expertise with digital innovation, creating a portfolio of tailored products that protect and grow wealth while safeguarding health.
With presence across all regions in Nigeria, Tangerine ensures financial security is accessible wherever and whenever.
Tangerine Africa continues to drive financial inclusion and redefine what it means to be secure, protected, and empowered.
Tangerine operates through four synergistic business arms:
- Tangerine Life – Offers life insurance solutions and savings plans for individuals and organisations, covering death, critical illness, or permanent disability.
- Tangerine General – Protects individuals and businesses’ valuable assets against loss or damage.
- Tangerine APT Pensions – Provides diverse pension plans and investment options for long-term retirement security.
- Total Health Trust (Tangerine Health) – One of Nigeria’s leading health maintenance organisations, delivering quality, affordable, and global healthcare to multinationals, corporates, SMEs, and individuals.
Our strength lies in:
- Multi-channel distribution strategies
- A broad, innovative product suite
- A customer-first approach
- Strong financial resilience
- Flexible, competitive pricing


