Finance in Africa

NPL risk in African Banking: What traditional metrics miss in a digital credit cycle

Virtual
August 18, 2026 2:00 pm
August 18, 2026 2:00 pm

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Who can attend

Startup founders

C-Suite Executives

Marketing & sales executives.

Reported bank NPL ratios are rising across African markets.

  • Nigerian banks saw NPL ratios rise to 4.99% in 2024, with some institutions exceeding regulatory thresholds

  • S&P projects further increases in nominal NPL stock

But the deeper risk may sit elsewhere.

As digital lending expands, a growing share of credit risk is:

  • Uncaptured in traditional reporting

  • Embedded in rollover behaviour

  • Distributed across fragmented lending platforms

This session is asking a critical question.

Are we measuring credit risk accurately — or systematically underestimating borrower stress?

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Past event

NPL risk in African Banking: What traditional metrics miss in a digital credit cycle

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Speakers

Event topics

A look back at the key themes that drove insightful discussions at this event.

Session 1

Getting the top news on stock prices and values

We aim to empower Africans to lead the future of global business by providing insights, opportunities and connections that motivate them to pioneer innovations and create businesses that change the world.

Session 1

Getting the top news on stock prices and values

We aim to empower Africans to lead the future of global business by providing insights, opportunities and connections that motivate them to pioneer innovations and create businesses that change the world.

Session 1

Getting the top news on stock prices and values

We aim to empower Africans to lead the future of global business by providing insights, opportunities and connections that motivate them to pioneer innovations and create businesses that change the world.

Interested in sponsoring an event like this?

Contact us

Finance in Africa

Registration is free!

Reported bank NPL ratios are rising across African markets.

  • Nigerian banks saw NPL ratios rise to 4.99% in 2024, with some institutions exceeding regulatory thresholds

  • S&P projects further increases in nominal NPL stock

But the deeper risk may sit elsewhere.

As digital lending expands, a growing share of credit risk is:

  • Uncaptured in traditional reporting

  • Embedded in rollover behaviour

  • Distributed across fragmented lending platforms

This session is asking a critical question.

Are we measuring credit risk accurately — or systematically underestimating borrower stress?

Webinar/Free Event Registration Form